SCHEMES
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Personal Loan
Scheme | Personal Loan |
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Purpose | To meet any genuine personal credit needs. |
Target Group | Permanent employees of state/central government/professors/teachers |
Interest | 12% |
Tenure | Upto 5 years |
Security | Certificate from employers for deduction of EMI from salary. |
Dairy Loan
Scheme | M. T. Dairy Loan (LTRCF) |
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Interest | 9.5% |
Home Loan
Scheme | Home Loan |
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Interest | 9.5% |
Farming Mechanization Loan
Scheme | Farming Mechanization Loan |
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Interest | 11.0% |
Businessman Loan
Scheme | Business Firm / Hypothecation Limit |
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Interest | 11.0% |
Pt. Deendayal Yojna
Scheme | Pt. Deendayal Co-Operative Self-Employed Loan |
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Interest (Female) | 12.0% |
Interest (Male) | 13.0% |
Consumer Durable Loan
Scheme | Consumer Durable Loan |
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Interest | 11.0% |
Loan Against Property
Scheme | Loan Against Property |
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Interest (Female) | 12.0% |
Interest (Male) | 12.5% |
Vehicle Loan
Scheme | Personel Car / Two Wheeler Loan |
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Interest (3L-10L) | 11.0% |
Interest (10L-15L) | 12.0% |
Salaried Committee
Scheme | Salaried Committee Loan |
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Interest | 9.8% |
Pradhan Mantri Suraksha Bima Yojna
Eligibility | Age Group 18-70 year having Saving Bank Account. |
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Premium | Rs. 12/-per annum |
Payment Mode | Through Saving Bank Account of the Subscriber |
Insurance Cover | For accidental death: Rs. 2 Lacs, For partial disability duse to accident: Rs. 1 Lac |
Auto Debit of Premium | Subscriber can join the scheme before 1st June, 2015. Give standing instruction for auto debit every year. |
Scheme Period* | 1st June, 2015 till 31st May, 2016 with yearly renewal option. |
*If the customer enrols after 01.06.2015, the coverage will be from the date of enrollment till 31.04.2016, with the same premium of Rs. 12. |
Kisan Credit Card
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Working Capital for Sugar Mill
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