Personal Loan

Scheme Personal Loan
Purpose To meet any genuine personal credit needs.
Target Group Permanent employees of state/central government/professors/teachers
Interest 12%
Tenure Upto 5 years
Security Certificate from employers for deduction of EMI from salary.
Download Application Form
Scheme M. T. Dairy Loan (LTRCF)
Interest 9.5%
Scheme Home Loan
Interest 9.5%
Scheme Farming Mechanization Loan
Interest 11.0%
Scheme Business Firm / Hypothecation Limit
Interest 11.0%
Scheme Pt. Deendayal Co-Operative Self-Employed Loan
Interest (Female) 12.0%
Interest (Male) 13.0%
Scheme Consumer Durable Loan
Interest 11.0%
Scheme Loan Against Property
Interest (Female) 12.0%
Interest (Male) 12.5%
Scheme Personel Car / Two Wheeler Loan
Interest (3L-10L) 11.0%
Interest (10L-15L) 12.0%
Scheme Salaried Committee Loan
Interest 9.8%
Eligibility Age Group 18-70 year having Saving Bank Account.
Premium Rs. 12/-per annum
Payment Mode Through Saving Bank Account of the Subscriber
Insurance Cover For accidental death: Rs. 2 Lacs, For partial disability duse to accident: Rs. 1 Lac
Auto Debit of Premium Subscriber can join the scheme before 1st June, 2015. Give standing instruction for auto debit every year.
Scheme Period* 1st June, 2015 till 31st May, 2016 with yearly renewal option.
*If the customer enrols after 01.06.2015, the coverage will be from the date of enrollment till 31.04.2016, with the same premium of Rs. 12.

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